Avail of our Personal Loan which you can use for almost anything. Whatever you want it for, a PNB Personal Loan is the ideal, hassle-free way to buy the things you have always promised yourself. Maybe you are looking for a new car or want to go on a relaxing holiday; perhaps there are major improvements you have planned for your home or you simply wish to consolidate all your existing credit or store card debts.
You can borrow any agreed amount from £1,000 to £10,000 in multiples of £500.
Payments are made at a fixed rate over a fixed period which can be anything from 12 to 36 months. It all depends on how much you wish to repay each month. And because you know from the start exactly what your repayments will be, a PNB Personal Loan is ideal for spreading the cost of larger items such as home improvements, holidays, or a new car. (see our typical rate table: 9.34%APR)
Features of a Unsecured Personal Loan
- certainty of fixed rate and fixed term
- freedom to use for a wide range of purchases or to pay off existing debts
- quick and easy to arrange
Documentary Requirements
When applying, you will need to send us a completed loan application with the following documents for verification:
- copy of valid passport details (showing photo, signature and Home Office stamp, if applicable), duly authenticated by a lawyer, Philippine Embassy or by an Officer of PNBE. read more
- utility bill showing present address read more
- the latest bank statements for six months
- certificate of employment
- the latest payslips for six months
- the latest credit card statements for six months (if applicable)
- copy of your loan agreement(s) with other lender(s), if applicable
- if self-employed, copies of latest audited financial statements/reports for three years
What happens next?
Upon acceptance, you will be sent a separate Agreement Form to sign and return (if applicable) confirming the exact terms relating to your loan. This is a requirement of the Consumer Credit Act 1974. You can decide, at this stage, if you do not wish to go ahead with the loan, by returning the Agreement Form unsigned.
See how much you can afford? typical 9.34%APR click here
For an application form, please download here.
If you need more information, email us.